PM Awas Yojana 2021: Here’s how to check your name in the beneficiaries list
An initiative of the Government of India, Pradhan Mantri Awas Yojana or PMAY is a scheme that is curated to provide affordable housing to the urban poor of the country. It aims to ensure that every individual can avail of affordable housing by the year 2022. PMAY was launched on the 1st of June 2015 and provides respite to beneficiaries among the growing cost of housing.
Key Features of the PMAY Scheme:
- The scheme enables an interest rate of 6.50% for tenure as long as 20 years.
- Senior citizens and differently-abled persons are given preference during the allocation of lower-level floors.
- Use of sustainable technology in the construction of homes.
- PMAY covers a large urban area including a total of 4041 statutory towns.
PMAY – Who can apply?
Any individual, who belongs to the Low-Income Groups (LIG) and Middle-Income Groups (MIG) is eligible to apply for the PMAY scheme.
Applying for the PMAY Scheme
The government has created a specific mobile application that enables an easy and convenient application process. If you fall under the beneficiary group, you can apply for the PMAY scheme on the mobile app through the following simple steps:
Step 1: To begin, download the PMAY app from Google Play Store. You can now log in to the app using your registered mobile number. When you fill in your number, you will receive an OTP that must be entered.
Step 2: You can now view the Citizen Assessment dropdown. From this dropdown, select the ‘Benefit Under other 3 components’ option.
Step 3: Enter your Aadhar Number. Upon entering the number, you will be directed to the ‘pertinent information’ section.
Step 4: In this section, you will have entered all your personal details. These details include your family information, name, age, residential address, religion, employment status and more. Ensure that you input all the correct information in the detail fields.
Step 5: Once all the details are furnished, you must enter the captcha code. Upon entering the captcha code, click on ‘Submit’.
Submitting your application will complete your process.
Check your Name on the Beneficiary List
Once you put in your application, you can check your profile to know if your name appears against the beneficiary list. Follow the two below-mentioned methods to begin:
Method 1: Use the mobile application and log in to your account using the registered mobile number. The list of information will appear if your name is included on the beneficiary list of the PMAY scheme.
Method 2: If you do not want to use your registered number to know your status, you can use alternate information. For this, click on ‘advanced search’. Now enter details like your name, BPL number, section and more. If your name is on the list of beneficiaries, all the information will appear in this space.
If you think that you may have entered incorrect information at the time of submission, you can also use this process to rectify any errors.
- Visit the official PMAY website.
- Enter your application reference number. You must also enter your Aadhar details.
- You can now click on the ‘Edit’ option.
- The portal will enable you to edit your previously entered application data.
The PMAY scheme is a great way to bring to life your dream of owning your home. With a low interest rate, substantial loan amount on offer and long repayment tenure, it proves to be a good opportunity to secure a home. Now that you have understood how to apply and check your status against the PMAY list, visit Finserv markets to further evaluate your profile and obtain the best Home Loan offers.